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Cancelling a Hardship Arrangement

Yes, you can cancel a hardship arrangement at any time and resume your original payment schedule.

Key points:

  • Contact ICICI Bank via phone (1800-1080) or through iMobile to request cancellation
  • Payments resume from the next EMI cycle after cancellation is processed
  • Any interest accrued during the moratorium remains on the outstanding balance
  • Your credit file will be updated to reflect the return to standard repayment
  • No penalty is charged for early cancellation of a hardship arrangement

Early resumption of payments is encouraged if your financial situation improves before the moratorium period ends.

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