Cancelling a Hardship Arrangement

Yes, you can cancel a hardship arrangement at any time and resume your original payment schedule.

Key points:

• Contact HDFC Bank via phone (18001600 / 18002600 ​​​​​​​) to request cancellation
• Payments resume from the next EMI cycle after cancellation is processed
• Any interest accrued during the moratorium remains on the outstanding balance
• Your credit file will be updated to reflect the return to standard repayment
• No penalty is charged for early cancellation of a hardship arrangement

Early resumption of payments is encouraged if your financial situation improves before the moratorium period ends.